Auto & Personal Loans

We offer many different loans to meet your goals:

  • Auto Loans
  • Refinancing
  • Recreational Vehicles
  • Side-by-Side Vehicles
  • ATV’s 
  • Farm Equipment
  • Boats
  • Personal / Signature
  • CD Secured
  • Share Secured

Benefits for our members:

  • Gap insurance as low as $245.00 on Car Loans*
  • Extended Warranty on Car Loans **
  • Credit Life and Disability on Loans ***
  • Car Buying Research
  • Tru-Stage Insurance (Life Insurance, Car & Home Insurance)
  • Lower your interest rate on collateralized loans by as much as 1.00% just by using 4 of our listed services: 
    • Automatic Payments
    • Checking Account
    • Direct Deposit
    • Bill Pay
    • Member 5+ years
    • FCU MasterCard Credit Card in good standing. ****
  • Loan Pre-Approval *****

* Optional coverage
** Subject to vehicle age and mileage
*** Eligibility requirements apply
**** Your interest rate is based on your Fair Issac Credit Score. Lowering your interest rate requires your use of several of our qualifying services, restrictions apply.
***** Loans are based on multiple criteria, such as Fair Issac Credit Score, Personal Income, Value of Collateral, and Your Debt Ratio.
****** All loan accounts require a minimum balance in the Share Account for the life of the loan.

We have methods to help you to improve your credit score.  Give us a call!