Auto & Personal Loans
We offer many different loans to meet your goals:
- Auto Loans
- Recreational Vehicles
- Side-by-Side Vehicles
- Farm Equipment
- Personal / Signature
- CD Secured
- Share Secured
Benefits for our members:
- Gap insurance as low as $245.00 on Car Loans*
- Extended Warranty on Car Loans **
- Credit Life and Disability on Loans ***
- Car Buying Research
- Tru-Stage Insurance (Life Insurance, Car & Home Insurance)
- Lower your interest rate on collateralized loans by as much as 1.00% just by using 4 of our listed services:
- Automatic Payments
- Checking Account
- Direct Deposit
- Bill Pay
- Member 5+ years
- FCU MasterCard Credit Card in good standing. ****
- Loan Pre-Approval *****
* Optional coverage
** Subject to vehicle age and mileage
*** Eligibility requirements apply
**** Your interest rate is based on your Fair Issac Credit Score. Lowering your interest rate requires your use of several of our qualifying services, restrictions apply.
***** Loans are based on multiple criteria, such as Fair Issac Credit Score, Personal Income, Value of Collateral, and Your Debt Ratio.
****** All loan accounts require a minimum balance in the Share Account for the life of the loan.
We have methods to help you to improve your credit score. Give us a call!